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Sunday 3 September 2023

Rice Arsenal's difference-maker against Man United - Roy Keane

                                 Declan Rice celebrates a goal for Arsenal in stoppage time against Manchester United in their 3-1 win.   (Photo by Stuart MacFarlane/Arsenal FC via Getty Images)

LONDON -- Arsenal paid the big bucks to sign Declan Rice for a reason. In truth, it wasn't primarily for his goal scoring, but then again, the £105 million man has made it a personal mission to improve his end product, and Sunday's 3-1 victory over Manchester United was quite a spectacular way to start. - Rice's first Gunners goal came in the sixth minute of added time with the score level at 1-1, squeezing a deflected shot inside André Onana's near post to spark Emirates Stadium euphoria. The game had been on a knife edge after Martin Odegaard cancelled out Marcus Rashford's first-half opener for United with substitute Alejandro Garnacho denied what could have been the winning goal by a marginal -- but correct -- VAR review for offside in the 88th minute. Yet Rice turned the game decisively in Arsenal's favour before Gabriel Jesus added a third even deeper into added-on time to spark the sort of jubilation associated with a title run, rather than in early September. Arsenal are often criticised for over-celebrating, but the explanation here is simple. Of course, the opponent -- an old adversary -- makes winning sweeter but of more immediate pertinence is the need to maintain pace with Manchester City, an admittedly absurd premise at first glance given the Premier League season is only four games old.

Arsenal reached 50 points at the halfway stage last season and failed to win the title -- City have raised the bar to the extent the margin for error is smaller than ever, and entering the first international break with 10 points from a possible 12 -- two behind City -- is a significant boost for Arsenal's self-belief.

Rice was acquired at great expense from West Ham to bridge the gap, and his all-round display ultimately proved a match-winning contribution. Could this be the first of many goals from their new midfield man?  https://www.instagram.com/p/CwvPKJyxtcT/?utm_source=ig_embed&ig_rid=e69af66e-16f8-4abe-8e53-da8c1adb108e

"For sure, when you see the technical ability that he has and how he executed in this these moments," said Gunners boss Mikel Arteta. "His range when shooting from accuracy and the power he generates with no space, that's with both legs, he can do it with both feet. He's got the timing as well to arrive in the box. The position will dictate that a lot because it's about how you arrive in the box. But he's got the ability to do that, that's for sure.


"When you look at how a holding midfielder needs to dominate his area, how he needs to break up play, how he glided the team together when they were stretched a bit. Then he produced a magic moment to win us the game, so, really happy with him."

It was also Rice's drive forward that led to Kai Havertz, generally subdued once again, going down in the box for a penalty overturned on VAR review, as he sought to alter an unusually cautious first half from the home side.

Arsenal had just 45 percent possession in the first half. They usually dominate opponents on their own turf -- aside from Brighton's deserved win here in May, when they took control of proceedings in impressive fashion -- and no team had enjoyed more of the ball in the opening 45 minutes since January 2022. The opposition that day was also United, a clear sign that Arteta is inherently wary of the counterattacking threat Rashford once again ruthlessly demonstrated on Sunday.

"The first goal that we gave away we talked about it, if you lose the ball inside the first two passes after regaining it, you are kaput," Arteta said. "We did it again."

Rice won four of his five duels and all three aerial challenges, recovering the ball five times in all. But more than that, he helped Arsenal play more on the front foot in the second period -- ending with 55 percent possession overall but more significantly, creating good chances with Bukayo Saka guilty of missing the best of them when clean through nine minutes from the end.


United will rue the fine margin of Garnacho's disallowed goal and failing to capitalise on a promising cameo by their own big-money summer signing, £72m Rasmus Hojlund, who gave the visitors a more potent threat than Anthony Martial will probably ever be when introduced on 67 minutes. There will be plenty more to come from him, but it was a damning indictment of United's summer window that they ended this game with 35-year-old Jonny Evans and Harry Maguire at centre-back, while Sofyan Amrabat was not ready to feature at all.


In mitigation, United have suffered badly with injuries at centre-back with Lisandro Martínez and Victor Lindelöf forced off here to join Raphaël Varane and Luke Shaw on the sidelines. Yet re-signing Evans and using Maguire, who they were desperate to offload all summer and was actually cheered by Arsenal fans upon his introduction, underlines the lack of prudent squad planning, as does acquiring Amrabat so late in the window, when he had been ready to leave Fiorentina in July if the clubs could agree a fee.

Already, it once again appears United are some considerable distance away from closing the gap to City, an aim both of these teams harbour but that Arsenal look much more equipped to take on. They are yet to be entirely convincing in any game this season, it must be said, but the Gunners have found a way to win three of their four games, and on Sunday, the club-record buy made the difference.

As Arteta put it: "Big matches are for big players, and Rice was tremendous."


Wednesday 2 August 2023

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Thursday 25 May 2023

The Wealth Builder's Guide in

The following are some tips that can help you manage your money more wisely and reduce wasteful habits:



Create a Budget Plan: Make a monthly budget plan that includes your income and expenses. Set spending limits for each category, such as food, transportation, entertainment, etc. By having a clear plan, you can control your expenses and avoid waste.



1, Prioritize Needs: Identify important and urgent needs, such as basic needs such as food, shelter, bills and insurance. Focus the majority of your budget on these needs, and avoid the temptation to buy things you don't really need.


2, Make a Shopping List: Before going shopping, make a clear shopping list. Set a maximum budget for each item and try to buy according to the list. Avoid the temptation to buy impulse items that are not planned in advance.


3, Compare Prices: Before buying anything, take some time to compare prices across multiple stores or online. By doing a comparison, you can find the best price and save money.


4, Avoid Consumptive Debt: Try to avoid unnecessary consumer debt. Avoid using a credit card for purchases that you can't pay in full when the bill arrives. If possible, pay cash or use a payment method that doesn't involve debt.


5, Look for Free or Cheap Alternatives: Find cheaper or even free alternatives to entertainment and recreational activities. For example, you could look for community events, take advantage of discounts or promotions, or indulge in a hobby that doesn't cost a lot.


6, Save and Invest: Always set aside a portion of your income to save or invest. By developing the habit of saving, you can build an emergency fund and achieve your long-term financial goals.


7, Spending Habit Evaluation: Review your spending habits and identify areas where you tend to be extravagant. Are there any unnecessary subscriptions or daily habits that could be reduced? By evaluating and changing these spending habits, you can save money.


8 ,Think Long Term: Consider the long term impact of each purchase. Consider whether it really provides value or long-term satisfaction that is worth the money. By paying attention to the long term aspect, you will think twice before making an impulse buy.


9, Increase Financial Awareness: Continue to improve your understanding of personal financial management and investing. Learn about how to manage your money wisely, develop savings habits, and understand investment strategies that can help you reach your financial goals.

By following the tips above and turning wasteful habits into frugal habits, you can manage your money better and build long-term financial stability.

The Wealth Builder's Guide

The Wealth Builder's Guide

Introduction

Welcome to "The Wealth Builder's Guide" blog post. In this guide, we will explore various strategies and principles to help you build and grow your wealth over time. The Wealth Builder's Guide: Building Financial Success Step by Step Welcome to "The Wealth Builder's Guide," your comprehensive resource for achieving financial success and building wealth. In this blog, we will provide you with practical tips, strategies, and insights to help you manage your money wisely, make smart investment decisions, and attain long-term financial stability. Whether you're just starting your financial journey or looking to enhance your existing wealth-building efforts, this guide will empower you with the knowledge and tools to take control of your finances and create a solid foundation for a prosperous future. In today's fast-paced world, it's crucial to have a clear understanding of how to effectively manage your finances. Many people struggle with debt, overspending, and a lack of savings, but with the right knowledge and mindset, you can break free from financial constraints and build a brighter financial future. Throughout this blog, we will explore various topics, including budgeting, saving, investing, and wealth preservation. We will delve into strategies for increasing your income, reducing expenses, and making informed investment choices. Moreover, we will discuss the importance of setting financial goals, developing a diversified portfolio, and adapting to changing economic conditions. Financial success is not an overnight achievement but rather a journey that requires discipline, patience, and a commitment to making sound financial decisions. By implementing the advice and strategies outlined in this guide, you will be equipped with the necessary tools to navigate the complexities of personal finance and establish a strong foundation for long-term wealth creation. Remember, building wealth is not solely about accumulating money but also about making wise financial choices, protecting your assets, and securing your financial future. So, join us on this enlightening journey as we unravel the secrets to financial success and empower you to become a proficient wealth builder. Disclaimer: The information provided in this blog is for educational purposes only and should not be considered as financial advice. It is essential to consult with a qualified financial professional before making any financial decisions. Stay tuned for our upcoming articles that will provide you with valuable insights and actionable steps to help you become a successful wealth builder.

Setting Goals

One of the first steps in wealth building is setting clear financial goals. We'll discuss the importance of setting goals and provide tips on how to set realistic and achievable targets.

Budgeting

Creating and sticking to a budget is a crucial aspect of wealth building. We'll explain the basics of budgeting, offer budgeting strategies, and provide tools to help you track your expenses and manage your finances effectively.

Investing

Investing is a key component of wealth building. We'll discuss different investment options, such as stocks, bonds, real estate, and more. We'll also provide insights into risk management and diversification to help you make informed investment decisions.

Diversification

Diversifying your investments is essential for managing risk and maximizing returns. We'll explain the concept of diversification and provide practical tips on how to build a diversified investment portfolio.

Retirement Planning

Planning for retirement is crucial to secure your financial future. We'll discuss retirement planning strategies, retirement accounts, and considerations to ensure a comfortable retirement.

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How to save to buy or build a house

Saving to buy or build a house requires careful financial planning and disciplined saving strategies. Here are some steps you can take to help you save for your dream home.

Define your financial goals: Determine the amount of money you need to save for your house and set a realistic timeline for achieving this goal. Consider factors like the location, size, and cost of the property you have in mind.

Assess your current financial situation: Evaluate your income, expenses, and debt obligations. Analyze your monthly budget to identify areas where you can cut back or reduce expenses to allocate more funds towards saving for a house.
Create a budget: Develop a comprehensive budget that outlines your income, fixed expenses (such as rent, utilities, and loan payments), and discretionary spending. Allocate a specific portion of your income for saving towards your house.

Cut back on unnecessary expenses: Identify discretionary spending that can be reduced or eliminated. Consider reducing dining out, entertainment costs, subscriptions, or any other non-essential expenses. Redirect these savings towards your house fund.

Increase your income: Explore opportunities to boost your income, such as taking on a part-time job, freelancing, or starting a side business. The additional income can be dedicated solely to your house savings.

Set up a dedicated savings account: Open a separate savings account specifically for your house fund. This will help you track your progress and prevent you from dipping into those savings for other purposes.

Automate your savings: Set up an automatic transfer from your primary bank account to your house savings account. This way, a predetermined amount will be moved into savings each month without requiring any manual effort.

Prioritize your savings: Make saving for your house a priority over non-essential purchases. Delay major expenses like vacations, buying a new car, or purchasing expensive gadgets until after you have achieved your homeownership goal.

Explore government assistance programs: Investigate if there are any government programs or incentives available in your area that can help you save for a home. This could include down payment assistance programs or special savings accounts with tax benefits.

Monitor your progress: Regularly track your savings progress and review your budget. Celebrate milestones along the way to stay motivated and adjust your savings strategies if needed.

Remember, saving for a house requires discipline, patience, and long-term commitment. It's important to stay focused on your goal and make consistent progress towards building your savings over time.









10 Effective Tips to Increase Your Productivity at Work

 Introduction:

1, Having a high level of productivity at work is essential for achieving success and achieving career goals. In this blog, we will share 10 effective tips that will help you increase your productivity at work. By implementing these tips, you will be able to work more efficiently, manage your time well, and achieve better results.


2, Set Clear Goals: Having clear and specific goals will help keep you focused and motivated. Set measurable short-term and long-term goals and create an action plan that will enable you to achieve them.


3, Set Priority: Identify the most important and urgent tasks, and give them proper priority. Focus your energy and time on tasks that have a major impact on the success of your project or work.


4, Use Technology and Tools: Take advantage of existing technology tools to increase your efficiency and productivity. Use task management apps, digital calendars, or collaboration tools to organize your work and manage time more effectively.


5, Segregate Time: Divide your time into clear blocks of work and set boundaries for non-work activities such as checking personal email or social media. By clearly separating your time, you can focus on the tasks that need to be completed.


6, Improve Time Management Ability: Learn effective time management techniques such as the Pomodoro method or the Eisenhower method. By managing your time well, you can increase your productivity and avoid time wastage.


7, Reduce Distractions: Identify the factors that are interfering with your productivity such as unimportant phone calls, redundant emails, or ineffective meetings. Find ways to reduce or overcome these distractions so you can work more focused and efficiently.


8, Take Effective Breaks: Give yourself sufficient rest between work sessions. Short but effective breaks can help refresh your mind and improve your concentration when you get back to work.


9, Improve Communication Skills: Effective communication is the key to avoid misunderstandings and improve team collaboration. Improve your communication skills in both oral and written form to ensure your message is conveyed clearly and efficiently.


10, Maintain Work and Personal Life Balance: Strive to maintain a balance between work and personal life. Make time for activities you enjoy outside of work to maintain your overall happiness and well-being.


Evaluate and Improve: Always evaluate your performance and look for ways to continuously improve productivity. Take lessons from your experiences and continue to explore new methods and strategies that can help you achieve higher productivity.


Conclusion:

By implementing the tips above, you will be able to increase your productivity at work. Remember that increasing productivity is a continual journey, so be consistent in implementing these steps and keep looking for ways to improve yourself. With consistent effort, you will achieve higher levels of productivity and achieve success in your career.

Wednesday 24 May 2023

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